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Providing secure commercial transactions and payment options for receiving and disbursing electronic payments and gifts in fiat currencies and digital currencies, assets and tokens of value; electronic financial services, namely, monetary services for receiving and disbursing remittances and monetary gifts in fiat currencies and digital currencies, assets and tokens of value over a computer network; financial services, namely, monetary services for exchanging fiat currencies and digital currencies, assets and tokens of value over a computer network; electronic transfer of fiat currencies and digital currencies, assets and tokens of value; electronic payment services; currency exchange services in the nature of providing digital currencies, assets and tokens of value for exchange over a computer network; issuance of digital currencies, assets and tokens of value; payment verification services, namely, delivering payments, assets and monetary gifts from a source to a destination; debit and credit card services; financial management and administration services, namely, facilitating transfers of fiat currencies and digital currencies, assets and tokens of value; financial management and administration services, namely, facilitating the transmission of fiat currencies and digital currencies, assets and tokens of value via electronic communication networks; information, advisory and consultancy services relating to the aforesaid services including the provision of such services online