9
Magnetic encoded cards and integrated circuit cards (smart cards) for commercial and financial purposes; Security encoded cards; Cards encoded with security features for authentication purposes; Cards encoded with security features for identification purposes; Hologram impregnated cards; Debit cards; Pre-paid and rechargeable cards; Bank cards; Credit cards; Chip cards; Stored value cards; Electronic data carrier cards; payment card readers; Magnetic coded card readers; Readers for electronic data carrier cards; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; Computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; Computer hardware and computer software comprising a digital portfolio enabling the storage of customer account information in order to access vouchers, voucher codes and discounts at retailers and to obtain loyalty or cash rewards that can be credited to their accounts; Computer hardware and computer software enabling the identification and authentication of near-field communication devices and radio-frequency identification devices; Computer hardware and encryption software, encryption keys, digital certificates, digital signatures, computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals and banking and financial institutions; Recorded computer operation programs; Downloadable computer programs and computer software applications for mobile telephones and other digital devices comprising a digital portfolio enabling users to access price comparison information, product reviews, links to the retail websites of others, and discount information; Computer software (recorded programs); Downloadable software; Computer software and computer hardware (downloadable/recorded computer software); Computer software for use in financial services and in the banking and telecommunications industries; Computer software for connecting to smart cards using terminals and readers; Recorded/downloadable computer software and computer hardware for assisting with and managing payments, transfers, credit cards, debit cards, payment cards, automated teller machines (ATM), securities deposits, the electronic transfer of funds, electronic payments; Computer software and computer hardware for enabling and managing the electronic transmission and processing of payment data, cash payments, transaction authentication, routing, authorisation and payment, fraud detection and control, disaster recovery and encryption; Computer software applications for use in connection with contactless payment terminals, enabling vendors to accept contactless mobile commercial transactions, contactless presentation of loyalty rewards, contactless discount vouchers, reductions, discounts, coupons and special offers; Computer software applications enabling vendors to send vouchers, reductions, discounts, coupons and special offers directly via the mobile telecommunications devices of consumers, sent by contactless communications; Computer software applications enabling vendors to display smart posters in retailing and wholesaling outlets that can be read by the mobile telecommunications devices of consumers in order to access vouchers, reductions, discounts, coupons and special offers sent by contactless RFID or NFC communications; Application software for mobile phones; Application software for wireless devices; Fixed and hand-held electronic and computer apparatus and instruments for payment and collection; Electronic cash cards; Apparatus for tracking, management and analysis of financial accounts via a global computer network; Electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision) and life-saving and teaching apparatus and instruments; Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; Apparatus for recording, transmission and reproduction of sound or images; integrated circuit chips for use in mobile phones and NFC and RFID devices; Computer chips embedded in telephones and other communication devices; Systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; Point-of-sale transaction terminals and computer software for the transmission, display and storage of transactions, financial information and authentication information for the use of financial services, banking services and telecommunications industries; Computer terminals; Radio frequency identification devices (transponders); Computer peripheral devices and Electronics, Namely calculating machines, Pocket secretaries, Cell phones, Telephone handsets, PC tablets, digital readers and personal digital assistants (PDAs) and alarms; Electronic encryption units; Recording substrates [magnetic]; proximity payment devices; Encoders and decoders; Downloadable electronic publications, downloadable data files (literary, audio, video, audiovisual, multimedia); Non-downloadable data files (literary, audio, video, audiovisual, multimedia); Modems; Printing apparatus including printing apparatus for data processing systems and financial transaction systems; Computer hardware; Telecommunications equipment; Recording discs, Compact discs, DVDs and other digital recording media; Automated teller machines [ATM]; Coin-operated mechanisms; Cash registers; Accounting machines; Data-processing equipment; Computers; Mouse pads
35
Business management; Business administration; Business consulting; Business analysis; Business research; Business information or enquiries; Business assistance; Business appraisal; Customer account management; Accounting; Computerized file management; Data searches in computerised files; Office functions; Economic information services for business purposes; Provision of commercial business information by means of a computer database; Systemization of information into computer databases; Collection and compilation of data in relation to capital goods; Organisation, conducting and management of customer loyalty schemes; Commercial customer loyalty services (for others), namely, Customer loyalty promotion and advertising operations; Sales activities at points of sale (within businesses or online via national and international communications networks, namely the internet, intranets and extranets); Sales promotion (for others); Presentation of goods and services on all means of communication for retailing; Retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; Retail services provided on-line through networks or other electronic means using electronically digitised information in connection with the provision of credit cards and debit cards; Arranging subscriptions to a loyalty programme; Loyalty cards not associated with a payment, credit or debit function, procuring commercial or financial advantages; Administrative and commercial customer relationship management; Market studies and market research; polling, Surveys and Consumer satisfaction surveys; Analysis and processing of data obtained from market research and consumer behaviour studies; Statistics information; Arranging newspaper subscriptions (for others); Arranging and conducting of congresses, colloquiums, seminars, conferences, exhibitions, shows, contests, sports competitions for commercial or advertising purposes; Advertising; On-line advertising on a computerised communications network; Distribution of prospectuses and samples; Business advertising, canvassing for the dissemination of transferable securities; Rental of advertising time, facilities and space on communication media of all kinds; Publication of publicity texts; Dissemination of advertisements and advertising material; Price comparison services; Monitoring, analysis, forecasting and reporting of the behaviour of card holders; Preparation of statements of accounts; Public relations services; Financial records management; Information, advisory and consultancy services relating to all the aforementioned
36
Insurance; Life insurance underwriting; Insurance consultancy; Insurance information; Financial affairs; Financial information; Banking; Banking; Banking; Financial and banking management; Savings banks; Monetary affairs; Banking; Real estate affairs; Credit agencies; Debt consolidation; Debt collection agencies; Provident fund services; Home banking; Card services; Debit card services; Loyalty cards associated with a payment, credit or debit function, procuring commercial or financial advantages; Issuing of travellers' cheques or credit cards; Real-estate valuations; Real estate management; Arranging the provision of finance; Bail bonding services; Financial analysis; Mutual funds and capital investments; Financial consulting; Evaluation (Financial -) [insurance, banking, real estate]; Fund investments; Mutual funds; Payment of funds; Electronic funds transfer; Payments, in particular electronic payments; Stock exchange quotations; Securities brokerage; Deposit of valuables; Portfolio management, Namely research and surveying of financial markets and the management of transferable securities; Insurance brokerage; Credit leasing; Currency trading and exchange services; Conducting of financial transactions; Installment loans; Financial loan services; Lending against security; Check [cheque] verification; Financial sponsorship; Electronic purses, in particular for buying goods and services via communication networks of all kinds; electronic transaction authorisation and settlement services; Transfer and reconciliation of financial transactions via a global computer network; Banking and financial services via a global computer network; Financial management; private asset management; Insurance and reinsurance in all fields; Insurance underwriting and finance by telephone; All of these services may be provided via the Internet