9
Computer software; computer software for creating searchable databases of information and data; downloadable computer software; computer software platforms; computer software, downloadable computer software and computer software platforms in the field of credit application processing, marketing capability, financial collection services, risk analysis, identity verification, data analysis, risk modelling and analytics and fraud protection; credit assessment software
35
Data management; collection of data; data transcription; database management; data entry and data processing; data processing management; data processing services; business data analysis; data processing verification; compilation of data; market research data analysis; conducting on-line surveys to compile data about businesses and consumers and preparing and providing related reports; employee record and employee history verification services provided for business; business research and business consultation services; company information (searches relating to-); market analysis services; customer targeting services, customer profiling services; commercial information relating to the locating, describing, rating and evaluating of a wide variety of financial products and services, including insurance, loans and mortgages provided by a computer database; all provided by an Internet website; providing pricing information and price comparisons about the financial products and services of others via the global computer network; advertising, marketing and promotional services for the financial products and services of others provided via a global computer network or by way of the Internet; provision of space on web sites for advertising services; business services relating to the analysis of financial product prices, product availability and service provider capabilities; business and market research, surveys and reports; providing an online advertising marketplace for the negotiation of commercial transactions between third parties in the selling and purchasing of financial products and services; operation and supervision of incentive and loyalty schemes; consultancy, information and advisory services relating to all the above services
36
Computerised financial data services; evaluation of credit bureau data; credit rating services; credit bureaus; credit agency services; credit consultancy; credit arranging services; credit advice; credit brokerage; credit scoring services; risk management [financial]; financial risk assessment services; credit information services, namely, providing credit information relating to consumer or commercial applicants for credit, utility services and employment; credit evaluation, analysis and alert services; preparation of credit reports; insurance claims assessments; debt collection services; providing information over the Internet in the field of credit application processing, risk analysis, financial and related data analysis, risk modelling; consumer credit history services; financial services; insurance services; insurance intermediary services; loan and credit services; arranging and providing loans and mortgages; mortgage brokerage services; credit and debit card services; savings and investment services; provision of financial advice relating to the supply of financial products and services including insurance, loans and mortgages; administration of financial products and services including insurance, loans and mortgages; financial assistance and management services; debt management services; financial services relating to the provision of vouchers; issue of tokens, coupons and vouchers of value; electronic payment services; financial forecasting and analysis; financial strategy planning services; financial reporting, including credit reporting services; collecting and disseminating online reviews on a wide variety of financial products and services via a global computer network; providing information about the financial products and services of others via the global computer network; consultancy, advisory and information services relating to all the aforesaid services
38
Transmission of data by computer; telecommunication and communication services; distribution of electronic information over computer networks, global information networks and wireless networks; providing electronic data links to information concerning consumer services, reviews, references, retailers, suppliers and distributors in an online database and on a website; electronic transmission of information concerning consumer services, reviews, references, retailers, suppliers and distributors in an online database and on a website; providing access to webpages and databases for searching and navigating within information from databases; provision of telecommunications access and links to computer databases, computer networks, global information networks and wireless networks; providing an on-line electronic data link to information relating to a wide variety of financial products and services including insurance, loans and mortgages; electronic mail services; bulletin board services via global information network; provision of access to blogs and forums for transmission of messages; including, but not limited to, all the aforesaid provided by electronic means including the Internet; provision of telecommunication access and links to computer databases and to the internet on websites for advertising services; consultancy, advisory and information services relating to all the aforesaid services
42
Data mining; data encryption services; data security services; data recovery services; decoding of data; providing software applications for access by means of a network or the Internet in the field of credit application processing, marketing capability, financial collection services, risk analysis, identity verification, data analysis, risk modelling and analytics, decisioning and analysis, and fraud protection; computer software design, development, installation, integration, maintenance and repair services; advisory, consultancy and information services, relating to the aforesaid
45
Fraud detection and fraud prevention services; identity authentication and verification services; identity theft prevention and identity theft detection services; information security services; issuing digital identity certificates; passport authentication and verification services; providing background identification and verification of individuals check services; provision of information about criminals or suspected criminals; provision of information relating to vehicle verification, mileage and condition for fraud prevention and detection purposes; registration services for notification of loss; security consultancy services; services for providing information on aliases (assumed names) and third parties with whom they have an association; providing information over the internet in the field of identity verification and fraud protection