9
Computer hardware and software for facilitating payment transactions by electronic means; software products for secure protected online payments; software relating to payment over the internet and other communications networks; electronic payment terminal; invoicing machines; date processing equipment; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; read-out apparatus for use in the authentication and identification of cashless payment means; credit cards; computer software that allows merchants to accept payment for goods and services by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; computer hardware; terminals; printers; signature capture devices; check readers; PIN pads; contactless readers; cellular wireless electronic transaction terminals and electronic payment devices for use in connection with check, credit card, debit card and stored value card transactions, transaction authorisations and payment processing services
35
Business management and business administration of online merchants for and on behalf of such merchants, but also for and on behalf of other parties involved in the payments chain, such as administrative processing of purchase orders, invoicing, business invoicing services; negotiation and conclusion of commercial transactions for third parties; outsourcing services and business management and organisation consultancy; data processing services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; bookkeeping and data processing in the field of employee benefits and pension plans; advertising services, namely, selective insertion of promotional and informational materials into mailings; advertising and marketing services, namely, direct mail, development and creation of brochures, sales support communications and other promotional materials; marketing and advertising services for others, namely, placing of onscreen advertising on automatic teller machines (ATMs); mail processing services for others, namely, mail sorting and handling and receiving; business management, namely, efficiency expert services in the areas of information and workflow processing management; business administration services, namely, computerised order processing and inventory management; business services, namely, administration, billing and reconciliation of accounts on behalf of others; providing business information management services, namely, managing business information and data databases of others and preparing from said databases business models, business reports and correspondence comprising business information for others for use in business management activities and in customer mailings; business services for others, namely, providing market analysis in the nature of business marketing database modeling and scoring and providing business marketing information services for card issuers, deposit banks, and other direct marketers; business investigations; operation of telephone call centres for others; customer services, namely, providing customer service and product inquiry services via telephone and e-mail for others; customer loyalty services for financial institutions and merchants for commercial, promotional and/or advertising purposes, namely, conducting incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution and processing of electronic coupons issued over a global computer network; tax filing and tax calculation services; providing an on-line interactive database containing commercial business information regarding consumers, namely, commercial financial transaction data, consumer data and customer data; processing of customer loyalty points, discounts and rewards via wireless proximity payment devices and magnetically encoded cards
36
Financial services including the provision of payments in global markets, including electronic payments, payments by electronic communication networks such as Internet and other telecommunication networks; merchant banking; services of a merchant bank; providing online financial transactions, electronic cash transactions, electronic credit card transactions; conducting online financial transactions; processing payment transactions via internet; insurance; monetary affairs; issuing and acquiring credit cards; credit card services relating to financial transactions; handling financial transactions processing, clearing and reconciling financial and credit card transactions via a secure global computer network; multi- currency banking services; financial risk management; research and information in relation to financial affairs via computer networks, telecommunications networks or interactive communication media, including providing financial information relating to payments in global markets such as, but not limited to, mobile commerce and contactless commercial transactions, processing of transactions made with credit cards, debit cards, store cards, bank cards, credit cards, other cards and microchips containing details of bank accounts and payments; providing information and control of electronic funds transfer and payment services; check processing services, namely check imaging provided by banks to business customers through internet logon site for payment purposes
42
Updating of software of electronic systems for capturing and transferring data for the electronic transfer of funds; design and development of software and systems for controlling financial data management operations and for electronic transfer of funds; development of electronic devices and money management system software in particular for banks other financial and credit institutions and cash transport enterprises as well as for their customers, for managing, processing, reconciling, monitoring and optimizing money transfers, including authorization and processing of payments made with credit cards, debit cards, store cards, bank cards, other cards and microchips containing details of bank accounts; consultancy and advisory services, relating to electronic systems for capturing and transferring data for the electronic transfer of funds from sale; information, advice and consultancy relating to all aforesaid services; development and design of software in the field of financial services for the processing of financial and related transactions, including authorization and processing of payments; website design consultancy; information technology (IT) consultancy; digitally capturing photos and other images to be placed on credit, debit and stored value cards