9
Computer software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; and computer hardware, namely, terminals, printers, PIN pads, contactless readers, cellular wireless computer terminals for use in connection with check, credit card, debit card and stored value card transactions, transaction authorizations and payment processing services; computer software relating to financial matters, point-of-sale transactions and payment processing; computer software for payment terminals and point-of-sale apparatus; payment terminals, money dispensing and sorting devices; data processing equipment for payment processing and point-of-sale transactions; point-of-sale terminals; point of sale apparatus; encoded cards and data storage devices for use in point-of-sale transactions and payment processing; computer peripherals for use in point-of-sale transactions and payment processing; computer software for financial transaction processing, facilities management, credit and debit card processing, mutual fund processing, healthcare claims processing, telecommunications transaction processing, payment instruction processing and for cable television billing processing; computer hardware and computer software; data processing apparatus and instruments; magnetic tapes, cards and discs; computer programmes; parts and fittings for all the aforesaid goods
35
Data processing services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; bookkeeping and data processing in the field of employee benefits and pension plans; advertising services, namely, selective insertion of promotional and informational materials into mailings; advertising and marketing services, namely, direct mail, development and creation of brochures, sales support communications and other promotional materials; marketing and advertising services for others, namely, placing of onscreen advertising on automatic teller machines (ATMs); mail processing services for others, namely, mail sorting and handling and receiving; business management, namely, efficiency expert services in the areas of information and workflow processing management; business administration services, namely, computerized order processing and inventory management; business services, namely, administration, billing and reconciliation of accounts on behalf of others; providing business information management services, namely, managing business information and data databases of others and preparing from said databases business models, business reports and correspondence comprising business information for others for use in business management activities and in customer mailings; business services for others, namely, providing market analysis in the nature of business marketing database modeling and scoring and providing business marketing information services for card issuers, deposit banks, and other direct marketers; business investigations; operation of telephone call centers for others; customer services, namely, providing customer service and product inquiry services via telephone and e-mail for others; customer loyalty services for financial institutions and merchants for commercial, promotional and/or advertising purposes, namely, conducting incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution and processing of electronic coupons issued over a global computer network; tax filing and tax calculation services; providing an on-line interactive database containing commercial business information regarding consumers, namely, commercial financial transaction data, consumer data and customer data; processing of customer loyalty points, discounts and rewards via wireless proximity payment devices and magnetically encoded cards; advertising, marketing and promotional services; office functions; data processing; business assistance, management and administrative services; advertising, marketing and promotional services relating to financial services; loyalty, incentive and bonus program services; data processing services; data processing and billing services all in the fields of facilities management, credit and debit cards, money orders and wire transfers, mutual funds, healthcare insurance claims, telephone orders, telephone contests, games for others and cable television; accounting, auditing, book-keeping and billing services
36
Financial affairs; monetary affairs; payment processing; financial transfers and transactions, and payment services; payment administration services; money transfer services; credit card cash advance services; electronic transaction processing services; fraud management services with respect to financial, credit and debit card services; issuing credit, debit and other cards and digitally capturing photos and other images to be placed on the cards; cash management services; financial and banking information provided by means of a computer database; payment services, namely, electronic processing of bill payment data; account receivable management services, namely, pre-charge off collection services; account management, collection, remittance and retention services for credit and debit card issuers; wireless electronic processing of check, credit card, and chip card transactions; check, credit card, debit card and chip card authorizations; transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting; check, credit card, debit card and chip card payment
38
Telecommunications; electronic mail services, namely, electronic receipt and transmission of text, files, graphics and data via computer networks and mobile communication devices; electronic transmission of data and documents via telephones, computers and mobile communication devices over a global computer network; and telecommunications services, namely, electronic and digital transmission of voice, data, images, signals, and messages enabling merchants and financial institutions to notify customers of time-critical events through interactive voice response, text messaging, broadcast messaging, e-mail and instant messaging using wireless application protocol for mobile communication, fax and pager devices
42
Providing temporary use of on-line, non-downloadable software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; providing temporary use of on-line non-downloadable software for use in analyzing credit and debit card expenditures and generating reports relating thereto; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; computer services, namely, designing and maintaining computer programs for others in the field of payment processing services, customer loyalty services and receivables management services, excluding mortgage lending and closing services; computer services, namely, designing computer networks for others in the field of payment processing services, customer loyalty services and receivables management services; data encryption and data security services, namely, providing security and anonymity for electronically transmitted payment transactions; web service solutions, namely, web site hosting services and design of web sites for others, namely, web based stores; website design and website management services for financial institutions; consulting services in the field of computer-based information systems for businesses which utilize payment processing services, customer loyalty services and receivables management services; computer services, namely, implementing e-commerce web sites for others; providing temporary use of on-line non-downloadable software in the nature of an online interactive computer database which analyzes financial data for use in authorizing or declining check-related transactions; providing temporary use of on-line non-downloadable software in the nature of an online interactive computer database which analyzes data for use in authentication of users and payments in online financial transactions; providing temporary use of on-line non-downloadable software to the financial services industry for analyzing financial data used to authorize or decline consumer credit requests; graphic design of financial statements and credit, debit and stored value cards for others; providing temporary use of non-downloadable software in the fields of data processing, financial matters, point-of-sale transactions and payment processing; design and development of computer hardware and software in the fields of data processing, financial matters, point-of-sale transactions and payment processing
45
Fraud detection services