36
Insurance services; financial affairs; monetary affairs; financial services; banking and credit services; providing credit card, debit card, store card and stored-value prepaid card services; banking, payment of cheques, credit, debit, debt collection, cash disbursement and stored-value deposit access; credit card, debit card, store card, prepaid card and stored-value card services; cheque verification and check cashing services; automated teller machine services; processing of financial transactions on-line via a computer database or via telecommunications and by telecommunications at the point of sale; processing of financial transactions by cardholders via automatic teller machines; providing information on balances, deposits and withdrawals of money to cardholders via automatic teller machines; financial settlement and financial authorisation relating to the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; buyer (payer) authentication; verification of financial information; encryption and decryption of data on financial information; maintenance of financial records; electronic transfer of currency exchange funds; financial information provided by computer via a secure computer information network; remote payment services; stored-value electronic purse (payment) services; electronic funds and currency transfer, electronic payments, prepaid telephone card services; cash disbursement and authorisation and settlement of financial transactions; providing debit and credit services by means of radio frequency identification devices (transponders); providing debit and credit services by means of communication and telecommunication devices; travel insurance services; cheque verification services; issuing and refunds, all relating to travellers' cheques and travel vouchers; providing financial services to support retail services provided by mobile telecommunications means, including payment services via wireless devices; providing financial services to support retail services provided on-line, via networks or other electronic means using electronically digitised information; exchange of funds, namely secure exchange of funds, inculding virtual money, on computer networks accessible via smartcards; bill payment services provided via a website; on-line banking services; financial services provided over the telephone and by means of a global computer network or the Internet