9
Computers; intercommunication apparatus; computer software and computer programs; computer databases; computer software for use in credit application processing; computer software for account management; computer software for use in rendering business and financial information; graphical user interface software for use with various database software; computer software which acts as a decision support system for determining account origination; software used for monitoring, tracking, detecting and preventing fraud in the use of credit transactions and other types of fraud in connection with credit grantors and financial and lending institutions; scorecard development, score computation, scorecard management and strategy support software for use in making credit, lending and insurance decisions; computer programs in the field of investment and risk analysis for financial institutions, namely, asset and liability analysis of current performance measurements and risk management projections and queuing and case management software
16
Printed matter; printed publications, namely, user manuals for computer software, customer training manuals, research publications and newsletters, all in the field of financial information and risk analysis; printed materials, namely manuals, guides and teaching and instructional materials; printed advertising and promotional material
35
Advertising; business management; business administration; office functions; computerised database management; systemisation of information into computer databases; business information services for use in creating and implementing decision processes using modeling, scoring and analytics; data processing services; business information services; business risk management; data inputting services; market analysis; economic and statistical forecasting and analysis; business management consultation; preparing business reports; data collection and analysis in the fields of credit scoring, risk management, portfolio management and data management; data marketing services, namely providing statistical reports and marketing data evaluation for others by means of computer; providing statistical information for mortgage eligibility through a rating system; direct mail advertising on behalf of others, dissemination of advertising matter; cooperative advertising and marketing; providing information in the fields of marketing, solicitation, account origination, account management and customer management; information, advisory and consultancy services relating to all the aforesaid
36
Financial analysis and consultation; financial and financial portfolio management; insurance consultation; consumer and business financial risk management and credit risk management; consultation services in the field of financial information; financial and insurance risk analysis services, namely scorecard development, computation and management, evaluating credit risks through use of algorithms; evaluation of credit risk data to determine mortgage risk; evaluating credit bureau data for credit grantors and financial institutions; credit bureau score updating services; credit and credit risk scoring services; consultation in debt recovery and collection; financial consulting services in the field of portfolio risk and profits for consumer credit lenders; financial information provided by electronic means; information, advisory and consultancy services relating to all the aforesaid
38
Providing access to searchable databases for data analysis in the fields of credit scoring, risk management, credit risk management, financial management, portfolio management and database management; providing instant connection services for exchanging data between computer users; information, advisory and consultancy services relating to all the aforesaid
41
Education; providing of training; education and training in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, financial management, portfolio management, communications management and data management; information, advisory and consultancy services relating to all the aforesaid
42
Data mining and data warehousing services, namely, using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, financial management, portfolio management, communications management and data management; computer programming and software design and development; computer services, namely providing temporary use of online non-downloadable software for use in accessing and searching databases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, financial management, portfolio management, communications management and data management; computer systems analysis and consultation; web-hosting services; technology research; technology development for others; database warehousing and data mining services in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; data mining and collection services using proprietary software to evaluate, analyze, collect and warehouse data for use in modeling, scoring and analytics; information, advisory and consultancy services relating to all the aforesaid