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Financial affairs, in particular investment affairs, credit transactions, discount transactions, securities brokerage services, security deposit affairs, forfeiting transactions, guarantee transactions, securities transactions, capital investment, credit transfer transactions (banking), exchanging money, real estate affairs and mortgage services, lease purchase transactions, fiduciary services, arbitrage transactions, trading in futures, options, purchase of bills of exchange and cheques, buying and selling of securities for others, and custody and management thereof, issuing bonds and municipal loans, purchase and issuing of mortgage bonds and public bonds, municipal bonds and other bonds, sales financing and credit risk insurance (factoring), instalment loans/credit transactions, negotiation of securities, construction financing, credit consultancy, granting of credit and credit bureaux, providing of mortgage loans, municipal loans and money loans, providing acceptance credit, brokerage and/or issuing of savings documents, advance loans; concluding of insurance and savings agreements; building savings bridging loans, redemption and life insurance mortgages; surety services, warranties and other guarantees, for others; receiving of savings deposits, management and brokerage of money loans; issuing and managing of credit cards, account management, money transmission, management of savings accounts, credit transfer transactions (banking) with cash dispensing through money changing machines, telephone banking for transmitting payment orders, in particular transfers and debit instructions between customers and banks, financial affairs for electronic banking, electronic banking in the form of providing banking services and credit card services by means of electronic data exchange for private and business customers; conducting cashless payment transactions and billing transactions, services in the field of telephone and home banking, namely providing information, authorising cancelations, carrying out orders, complaints, conducting sales enquiries, remittance orders, standing orders; trading in and exchanging of foreign currency for one's own account or for others, issuing of travellers' cheques; financial management, brokerage of shares in assets or companies, real estate affairs; analysis and inventorising of real estate holdings, property, real estate, housing and building management; ascertainment and control of building costs, ascertainment and control of operational costs, monitoring of rental accounts; real estate brokerage, in particular brokerage of, and awarding of contracts for, real estate and property; arranging investors and tenants; sale of real estate as a direct investment; planning, marketing and sale of open-end and closed-end real estate/special units, and management of open-end and closed-end real estate/special funds; brokerage of units in secondary markets; share brokerage; evaluation and appraisal of real estate, real estate and apartment rental and leasing; loaning money on property and consumer goods (pawnbrokerage), investment and financial consultancy and management, consultancy with regard to real estate and financing; demand analysis and financial consultancy with regard thereto, for potential purchasers of real estate and/or freehold apartments and/or for the expansion or remediation of real estate; arranging of insurance; obtaining bank-specific information; computer-aided financial planning; research into monetary affairs; computer-aided information relating to financial management matters, accounts, monetary transactions, credit institute services, quotations and courses, bank sort codes and lexical financial management concepts; safe deposit services, safe deposit box rental, night safes; supplying financial information relating to the initiation, concluding and handling of credit transactions, in particular within the framework of creditworthiness and security testing, including with or for other credit institutions; financial analysis with regard to loan values and loan limits, including with or for other credit institutions; providing financial information relating to capital markets and earnings prospects, including with or for other credit institutions; financial underwriting in connection with the conclusion of credit transactions, including with or for other credit institutions; rental and arranging of offices, conference halls, exhibition spaces and lecture theatres, real estate inventory analysis and analysis of property inventories with regard to economy and usage levels; drawing up site plans for real estate projects; site development, namely site analysis; development of usage concepts and risk studies for real estate; all the aforementioned services not intended for activities in the insurance field