9
Computer hardware, computer software and computer programs; computer hardware and encryption sofware, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards
36
Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to traveller's cheques and travel vouchers; electronic payment consultancy services; advisory services relating to all the aforesaid services
38
Telecommunication services; Internet based telecommunication services; data communication services; on-line information services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link; electronic consultancy services