9
Computer software for : account verification; electronic commerce, namely, customer decisioning, funding, payment and debit processing, settlement and fulfillment, automated transaction authorization and verification, and providing automated clearing house, automated teller machine, point-of-sale and internet-based banking and financial transactions, electronic check processing and conversion; electronic check re-presentment; financial analysis, namely, aggregating and analyzing data generated by demand deposit account and related transactions and preparing related reports; electronic transfer of funds and financial information; cataloguing and researching information and transactions involving electronic funds transfer; processing of payment authorizations; verification of payment request and funds sufficiency; cataloguing customer account data; automated teller machine functions, namely, cash management, balancing, settlement, and network monitoring; card issuance and management functions, namely, authorization, on-line ordering, personal identification number handling, auditing, security and report generation; fraud and risk management functions, namely point-of-sale, internet-based and in-branch detection of check, debit and credit card fraud and information comparison and identity manipulation searching
35
Cataloguing customer account data
36
Financial analysis services, namely, aggregating and analyzing data generated by demand deposit accounts and related transactions, and preparing related reports; electronic transfer of funds and financial information; check truncation and credit risk assessment services offered to merchants; account verification services; electronic commerce services, namely, customer decisioning, funding, payment and debit processing, settlement and fulfillment, automated transaction authorization and verification, and providing automated clearing house, automated teller machine, point-of-sale and internet-based banking and financial transactions; electronic check processing and conversion; electronic check re-presentment; cataloguing and researching information and transactions involving electronic funds transfer; processing of payment authorizations; verification of payment requests and funds sufficiency; automated teller machine services, namely cash management, balancing, settlement, and network monitoring; card issuance and management services, namely authorization, on-line ordering, personal identification number handling, auditing, security and report generation; fraud and risk management services, namely, point-of-sale, internet-based and in-branch detection of check, debit and credit card fraud, and information comparison and identity manipulation searching